There is no additional cost to sign up for this program. Existing members can convert their accounts to prepay, or new members can sign up by agreeing to the application terms. If you signup, you must have a $50 credit balane on the account for daily usage. Past due balances must be paid down to a minumum of $400, but Garkane recommends paying off any past due balance. To sign up, click on the link below to download and print the application. Take it into any Garkane office for further instruction.